Monetary Business Assistance Programs Graphic

City Forgivable Business Loan

The intent of the Forgivable Business Loan program is to promote the continued revitalization of the central business district, retain and expand our current businesses, and attract new businesses. The forgivable loan program provides a financial incentive to downtown businesses and property owners who are planning to renovate their properties or update/improve their equipment. 

Loans will consist of 50% of proposed project costs, up to $20,000. 20% reduction in repayment each year until 5 years after agreement is signed, at which time, there will be no repayment required, if all conditions are met. 

ALL Applications and required documentation MUST BE SUBMITTED BEFORE January 31, 2022 at 5 p.m. CST to be considered.  

View the Guidelines and Application


Other Funding Opportunities

All funding opportunities will be linked below as they become available; if you would like to stay informed once opportunities become available, please fill out our Business Retention & Expansion Survey and we will automatically add you to an email list. 

Missouri Main Street Connection

Missouri Main Street Connection is dedicated to supporting our Main Street organizations and districts through the COVID-19 Pandemic. We believe that local Main Street organizations play a vital role in helping small business through this trying time, and we are committed to providing resources to help in that effort. Missouri Main Street Connection is aiming to equip businesses and organizations with necessary tools in this changing economic landscape.


  1. Elliot Liebson, Director of Planning & Development

    Elliot Liebson

    Planning & Development Director
    Phone: (314) 524-5257

  2. Bailey Mitchell

    Planning & Development Coordinator
    Phone: (314) 521-7721 x 2149

  3. Physical Address
    110 Church Street
    Ferguson, MO 63135

    Fax: (314) 524-5054

    Hours
    Monday - Friday

    8:30 a.m. - 5 p.m.